Business Consulting & Advisory · Toronto

Accurate books. Clear numbers. Better decisions.

SGRACO Consulting helps business owners strengthen their financial position, run operations more efficiently and build growth that lasts. We start with reliable financial records, then advise from there.

Bank reconciliationPeriod end · Sep 30
Balance per bank statement84,215.40
Add: deposits in transit6,480.00
Less: outstanding cheques(3,912.75)
Adjusted bank balance86,782.65
Balance per general ledger86,931.15
Less: unrecorded bank fees(148.50)
Adjusted book balance86,782.65
ReconciledVariance 0.00

Illustrative example. Every engagement starts from numbers you can trust.

About us

Advice built on financial information you can rely on

Analyst reviewing financial dashboards and charts on a laptop
From the books to the boardroom

We work closely with business owners and management teams to assess how the business runs today, identify operational challenges and develop practical solutions for short and long-term goals.

Many engagements begin with the books. We review financial records, evaluate existing accounting practices and resolve inconsistencies that affect the reliability of your numbers. With that foundation in place, our recommendations reflect how your business is actually performing.

Our long-term aim is a consulting practice known for professional expertise, consistent service and measurable improvements in our clients’ financial management and overall performance.

Client-specific
No standard packages. Every business has its own finances, structure and growth goals, and our work reflects that.
Hands-on
We combine strategic advice with practical financial support, so the underlying issues get fixed.
Lasting systems
We leave behind better processes for managing the business, not just a report.

Services

What we do

Three connected areas of work. Many clients use all three as their business grows.

Strategy

Business & Management Advisory

Strategic consulting tailored to your financial and operational requirements.

  • Business practice assessments
  • Operational efficiency reviews
  • Growth and long-term planning
  • Internal process improvement
Foundation

Bookkeeping & Financial Clean-up

A reliable base of financial data for analysis, reporting and decisions.

  • Historical record clean-up
  • Account reconciliations
  • Bookkeeping adjustments
  • Organizing financial data
Performance

Financial Analysis & Planning

Insight into cash, costs and margins, with clear recommendations.

  • Cash flow assessments
  • Cost management reviews
  • Profitability analysis
  • Budgeting support
Two advisors reviewing invoices and tax forms with a calculator

Clean records, clear decisions

Every recommendation we make starts from reconciled, reliable numbers.

Our approach

How an engagement works

STEP 1

Assess

We meet with you to understand the business, review current practices and pinpoint the challenges.

STEP 2

Clean up

Where needed, we reconcile accounts and correct historical records so the numbers are accurate.

STEP 3

Analyze & advise

We review cash flow, costs and profitability, and recommend practical changes.

STEP 4

Strengthen

We help put better financial processes in place and support you on an ongoing basis.

Ways to work with us

Engagements sized to your needs

Defined scope

Consulting assignments

A focused review or recommendation on a specific question, such as a cost review or a cash flow assessment.

Monthly

Ongoing support

Regular bookkeeping and financial management support, with advice as your business changes.

Contact

Book a consultation

Tell us a little about your business and what you need help with. We’ll get back to you to arrange a first conversation.

Email
Sgraco.inc@consultant.com
Office
66 McGill St
Toronto, ON M5B 1H2
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© 2026 SGRACO Consulting Inc. All rights reserved. 66 McGill St, Toronto, ON · Sgraco.inc@consultant.com